Percentage of Households Using Selected Electronic Banking Technologies: 1995 to 2004

Added By Infochimps

The Statistical Abstract files are distributed by the US Census Department as Microsoft Excel files. These files have data mixed with notes and references, multiple tables per sheet, and, worst of all, the table headers are not easily matched to their rows and columns.

A few files had extraneous characters in the title. These were corrected to be consistent. A few files have a sheet of crufty gibberish in the first slot. The sheet order was shuffled but no data were changed.

The tables that were changed (this is table 1154):

0166 0257 0362 0429 0445 0446 0459 0461 0462 0464 0465 0466 0467
0469 0479 0480 0481 0482 0483 0484 0485 0486 0487 0559 0628 0629
1144 1227 1231

This dataset consists of a table of 18 rows and 8 columns.

Covers only those households that access services (other than by check or credit card) at a bank, thrift institution, or credit union] Based on sample surveys. For details on the Survey of Consumer Finances, see Appendix III and the Web site of the Federal Reserve Board: The Reuters/University of Michigan Surveys of Consumers is based on data from approximately 1,000 respondents. For details, see the Web site of the University of Michigan:


  1. A debit card is a card that automatically deducts the amount of a purchase from the money
    in an account.
  2. A smart card is a type of payment card containing a computer chip that is set to hold a
    sum of money. As the card is used, purchases are subtracted from that sum. Prepaid cards are
    cards that contain a stored value, or a value that has been paid upfront, allowing the holder to
    use the card much like cash. As one uses the card, the prepaid value is drawn down. Examples
    are phone cards and gift cards. Smart cards are different from prepaid cards in that one can
    add money to the card at special machines designed for smart cards or at some ATMs.


Public Domain (Government Work)

This dataset was prepared by the government and is therefore in the public domain. There are no restrictions upon its use.