Percent of U.S. Households That Use Selected Payment Instruments: 1995 to 2004

Added By Infochimps

The Statistical Abstract files are distributed by the US Census Department as Microsoft Excel files. These files have data mixed with notes and references, multiple tables per sheet, and, worst of all, the table headers are not easily matched to their rows and columns.

A few files had extraneous characters in the title. These were corrected to be consistent. A few files have a sheet of crufty gibberish in the first slot. The sheet order was shuffled but no data were changed.

The tables that were changed (this is table 1155):

0166 0257 0362 0429 0445 0446 0459 0461 0462 0464 0465 0466 0467
0469 0479 0480 0481 0482 0483 0484 0485 0486 0487 0559 0628 0629
1144 1227 1231

This dataset consists of a table of 121 rows and 6 columns.

In percent. Based on Survey of Consumer Finances conducted by the Board of Governors of the Federal Reserve System; see Appendix III


  1. The questions on ATMs and smart cards asked whether any member of the household had an ATM card or a smart card, not whether the member used it.
    The other questions asked about usage of other instruments.
  2. The question on software asked whether the respondent or spouse/partner uses any
    type of computer software to help in managing their money.
  3. Low income is defined as less than 50 percent of the median household income; moderate income is 50 to 80 percent of the median; middle
    income is 80 to 120 percent of the median; and upper income is greater than 120 percent of the median. Each survey refers to income in the previous year.
    Median income was $32,264 in 1994; $37,005 in 1997; $41,990 in 2000; and $43,318 in 2003.
    The percentages reported are based on the population-weighted figures using the revised Kennickell-Woodburn consistent weights for each year.
    Based on the Survey of Consumer Finance data as of March 31, 2006.


Public Domain (Government Work)

This dataset was prepared by the government and is therefore in the public domain. There are no restrictions upon its use.