Dataset

Characteristics of Conventional First Mortgage Loans for Purchase of Single-Family Homes: 1963 to 20

Added By Infochimps

The Statistical Abstract files are distributed by the US Census Department as Microsoft Excel files. These files have data mixed with notes and references, multiple tables per sheet, and, worst of all, the table headers are not easily matched to their rows and columns.

A few files had extraneous characters in the title. These were corrected to be consistent. A few files have a sheet of crufty gibberish in the first slot. The sheet order was shuffled but no data were changed.

The tables that were changed (this is table 1162):

0166 0257 0362 0429 0445 0446 0459 0461 0462 0464 0465 0466 0467
0469 0479 0480 0481 0482 0483 0484 0485 0486 0487 0559 0628 0629
1144 1227 1231

This dataset consists of a table of 30 rows and 46 columns.

In percent, except as indicated (35.5 represents $35,500). Annual averages. Covers fully amortized conventional mortgage loans used to purchase single-family nonfarm homes. Excludes refinancings loans, nonamortized and balloon loans, loans insured by the Federal Housing Administration, and loans guaranteed by the Veterans Administration. Based on a sample of mortgage lenders, including savings and loans associations, savings banks, commercial banks, and mortgage companies

Footnotes

  1. Initial interest rate paid by the borrower as specified in the
    loan contract.
  2. Loans with a contractual provision for periodic adjustments in
    the contract interest rate.
  3. Includes all fees, commissions, discounts, and “points” paid by
    the borrower, or seller, in order to obtain the loan. Excludes
    those charges for mortgage, credit, life, or property insurance;
    for property transfer; and for title search and insurance.
  4. Contract interest rate plus fees and charges amortized over a
    10-year period.

License

Public Domain (Government Work)

This dataset was prepared by the government and is therefore in the public domain. There are no restrictions upon its use.